The question many new home buyers consider is whether or not they should purchase a HOME WARRANTY. This article is not intended to be an in-depth article about home warranties, but simply a suggestion that you should consider purchasing one when you buy a new home.
For most people, they settle on the belief that all they need is homeowners insurance, but is this the right choice? It depends, actually. If you are purchasing a new home and most things are already under warranty, then it is likely you may not need a homeowner’s warranty. If, however, you are buying a house that has been around a while, it’s something that you may want to consider.
A home warranty covers major systems in the home, such as heating and cooling, water heaters, and even the roof and other components if that is the kind of warranty you choose to purchase. It all depends on what you choose to cover, based on your budget and other considerations.
Even when you buy your home brand new, as time progresses, you will likely want to start considering adding the additional coverage. In the end it could save you a great deal of money in the long-term. Don’t make the same mistake that most homeowners make in believing that because your home is a certain age, that you will not be able to purchase a home warranty. The fact is, that is the time when a home warranty will benefit you the most. Companies like Choice Home Warranty can help you to choose a plan that’s right for you.